I've had mine for at least a decade (Mine is one of the originals).
I first wanted one after a review of it and the Ruger PC-9 (before the ghost ring style sights were added to the Ruger) and the Hi-point gave it a good drubbing down range performance wise.
Something that at the time cost $219.00 (what I remember paying for mine) winning in an accuracy shoot out with a $400-$500.00 carbine (PC-9).
While those that say it is "too cheap and ugly to be worth anything" should try one before judging it based on looks and price alone.
Mine has ran with just about any type of ammo I have put through it (I haven't tried the wolf steel cased stuff or shotshells,due to respect for the weapon) It will work well with all other types of ammo (brass and aluminum cased).
It is a light weight,reliable,and accurate firearm that is hard to beat in my opinion.
I like the 995 so much that I'm going to be picking 2-3 more later on.